1. What Are WeChat & Alipay?
WeChat Pay is part of the WeChat messaging app (like WhatsApp + Facebook + PayPal in one).
Alipay is a digital wallet owned by Alibaba — widely used in stores, taxis, and online shopping.
2. What You Need to Get Started
A Chinese bank account linked to your passport
A Chinese phone number
The WeChat and Alipay apps installed from App Store/Play Store
Tip: Most foreigners use UnionPay debit cards for linking.
3. Setting Up WeChat Pay
Open WeChat > Me > Services > Wallet > Cards > Add Card
Fill in card details (name must match your passport)
Create a payment PIN
Start scanning QR codes to pay!
4. Setting Up Alipay
Open Alipay > Me > Bank Cards > Add Card
Enter your debit card info
Verify identity with passport and phone number
Use “Scan” or “Pay” tabs to pay or transfer
5. How to Receive Money
Share your WeChat QR code or Alipay code
Others can scan and instantly send money
You’ll get a notification and balance update in real-time
6. Foreign Cards: Can You Use Them?
Yes, Alipay and WeChat now allow foreign bank cards (Visa/MasterCard) for tourists. However:
Only limited functions
May not work in all cities or stores
Better to use a local bank account for smooth experience
7. Safety Tips
Set a strong 6-digit payment PIN
Enable fingerprint/face unlock
Only scan QR codes from trusted sources
Always update apps from official stores
8. What Can You Pay For?
Restaurants
Didi (Chinese Uber)
Taxis & metro
Hotels & groceries
Utility bills
Even rent!
Final Thoughts:
Mastering WeChat and Alipay turns your phone into a powerful tool for living in China. It’s fast, safe, and widely accepted — and Hafrik is here to help you every step of the way.
