1. What Are WeChat & Alipay?
- WeChat Pay is part of the WeChat messaging app (like WhatsApp + Facebook + PayPal in one).
- Alipay is a digital wallet owned by Alibaba — widely used in stores, taxis, and online shopping.
2. What You Need to Get Started
- A Chinese bank account linked to your passport
- A Chinese phone number
- The WeChat and Alipay apps installed from App Store/Play Store
Tip: Most foreigners use UnionPay debit cards for linking.
3. Setting Up WeChat Pay
- Open WeChat > Me > Services > Wallet > Cards > Add Card
- Fill in card details (name must match your passport)
- Create a payment PIN
- Start scanning QR codes to pay!
4. Setting Up Alipay
- Open Alipay > Me > Bank Cards > Add Card
- Enter your debit card info
- Verify identity with passport and phone number
- Use “Scan” or “Pay” tabs to pay or transfer
5. How to Receive Money
- Share your WeChat QR code or Alipay code
- Others can scan and instantly send money
- You’ll get a notification and balance update in real-time
6. Foreign Cards: Can You Use Them?
Yes, Alipay and WeChat now allow foreign bank cards (Visa/MasterCard) for tourists. However:
- Only limited functions
- May not work in all cities or stores
- Better to use a local bank account for smooth experience
7. Safety Tips
- Set a strong 6-digit payment PIN
- Enable fingerprint/face unlock
- Only scan QR codes from trusted sources
- Always update apps from official stores
8. What Can You Pay For?
- Restaurants
- Didi (Chinese Uber)
- Taxis & metro
- Hotels & groceries
- Utility bills
- Even rent!
Final Thoughts:
Mastering WeChat and Alipay turns your phone into a powerful tool for living in China. It’s fast, safe, and widely accepted — and Hafrik is here to help you every step of the way.
