🏦 Can you open a Chinese bank account WITHOUT a residence permit? Usually, yes. ✅ Bring your passport (valid visa or entry stamp) and a Chinese phone number in your name ✅ Go in person to a big branch. Bank of China and ICBC are the most foreigner-friendly ⚠️ You'll probably get a Type II (II类) account, with limits of about ¥10,000 a day and ¥200,000 a year ⬆️ Got your residence permit later? Upgrade to a full Type I account at the same branch ❌ Branch said no? Try a bigger branch or another bank. Rules vary by branch Step-by-step guide 👉 https://hafrik.com/blogs/22825/How-to-Open-a-Chinese-Bank-Account-as-a-Foreigner #AfricansInChina #BankingInChina #NewInChina