A Chinese bank account changes everything. You can receive your salary, pay rent by transfer, send and receive money on WeChat and Alipay with no 3% fee, and convert and send money home legally. Here's exactly how to open one as a foreigner in 2026, which bank to choose, and what to do if the branch says no.
Do you actually need one?
Short visit (under about 90 days): probably not. Link...
